Professor PhD, Doctor of Economics (Finance), Scientific Researcher of the Romanian Academy, Professor in International Financial Relations, FinTech and Entrepreneurship, Evaluation Expert and Rapporteur for EU Projects, Expert in investment projects, capacity building, sustainable development at local and global level, founder of companies and NGOs - more than 25 years experienced in financial and banking consulting and EU project management, scientific research in the multidisciplinary field, international reviewer. Experience in investment projects, EU funding, evaluation, and rapporteur for EU projects, written books, scientific papers, and articles published, publisher and editor in international journals, and reviewer. Through my all academic and professional activity, I have continuously contributed to the development of innovative financial tools, as well as to the development of content suitable for interactive learning, the construction of intelligent learning environments and the enhanced learning of financial technology (FinTech), innovative financial instrument for insurance and public health, as well as other projects and financial instruments for societal well-being. You can find the complete CV at http://csde.academia.edu/otiliamanta https://www.researchgate.net/profile/Otilia-Manta